Malta

Residency by Investment

Although one of the smallest countries in the world, Malta offers some of the biggest opportunities — from a thriving economy that is highly diversified in multiple sectors, including financial services, high-value manufacturing, and tourism; as well as being a natively English-speaking member of the European Union and the Eurozone. Located in the central Mediterranean Sea, Malta’s strategic position plays an important role in its attraction to both visitors and investors eager to discover the many hidden gems of this remarkably picturesque and globally-acclaimed island.

WHY CHOOSE MALTA?

As an EU member since 2004, Malta is often considered the gateway to the Euro-Mediterranean region and has become an excellent choice for investment due to its stable political climate, growing economy, and booming tourist property market.

It also has some of the most reputable banks in the world — creating an optimal environment for investors looking to diversify their portfolio and seize opportunities worldwide:

  • Fastest permanent residency program in Europe;
  • Member of the European Union;
  • Member of the British Commonwealth;
  • Fastest growing economy in the EU, rated A+ by Fitch (2024);
  • Diverse business and investment opportunities;
  • First-class healthcare and educational systems;
  • Voted 2nd safest country in the world (World Risk Index 2020).

QUALIFICATIONS FOR MALTA PERMANENT RESIDENCY PROGRAM (MPRP)

To qualify for one of the fastest permanent residency programs (MPRP) in Europe, applicants must fulfill the investment requirements in addition to meeting the following criteria:

  • Be non-EU, non-EEA, and non-Swiss national;
  • Main applicant must be 18 years of age, or older;
  • Have a certificate of good health from a reputable health system;
  • Proof of capital of either €500,000 in total assets, including €150,000 in liquid financial assets or €650,000 in total assets, including €75,000 in liquid financial assets;
  • Have a stable and regular source of income;
  • Have a clean criminal record.

BENEFITS OF THE MALTA PERMANENT RESIDENCY PROGRAM (MPRP)

The Malta Permanent Residency Program (MPRP) grants applicants and their dependents a lifetime residence permit along with other exclusive benefits:

  • Obtain residency permit within 9 months;
  • The right to live and settle indefinitely in Malta;
  • Access to an excellent healthcare system;
  • Visa-free travel throughout the Schengen area;
  • No physical residency requirements during or after the application;
  • Inclusive program that allows the addition of dependents.

INVESTMENT REQUIREMENTS FOR THE MALTA PERMANENT RESIDENCY PROGRAM (MPRP)

Full Contribution Option

Applicants may rent a residential unit in Malta for five years for a minimum annual lease of €14,000, in addition to:

  • €60,000: Government contribution, and
  • €2,000: Donation to a registered NGO in Malta.

Reduced Contribution Option

Applicants may purchase a residential unit in Malta for a minimum value of €375,000, and hold it for a minimum of five years, in addition to:

  • €30,000: Government contribution, and
  • €2,000: Donation to a registered NGO in Malta.

APPLICATION FEES FOR THE MALTA PERMANENT RESIDENCY PROGRAM (MPRP)

Arton’s advisory fees cover legal and procedural representation for the main applicant and qualified dependents throughout the submission of the residence application. Advisory fees are non-refundable.

All application fees issued by the government of Malta and by Arton may be subject to change. Fees depend on the number of applicants and the complexity of the process.

ADMINISTRATIVE FEES AND CONTRIBUTIONS FOR THE MALTA PERMANENT RESIDENCY PROGRAM (MPRP)

Main Applicant Administration Fee

  • €15,000 payable within one month of application submission
  • €35,000 payable within two months of receiving a Letter of Approval in Principle

Dependent Fees

€10,000 per each dependent such as the spouse, children, parents, and grandparents:

  • €5,000: Administration fee, payable for every dependent within 2 months from the issuance of the Letter of Approval in Principle
  • €5,000: Contribution is paid within 8 months from the issuance of a Letter of Approval in Principle

Additional fees apply for issuance of residence cards and if dependents are added to the application after the main applicant is approved.

Payment of additional due diligence, residence card issuance, and other administrative fees may apply.


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ARTON INDEX SCORE

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Updated yearly, the Arton Index is an overall assessment and comparative benchmark of the country and its investment program.


Malta

535,064

Population Growth: 0.33%

34,819 USD

GDP (per capita)

GDP (purchasing power parity)

26 billion USD

171

Visa free countries


LOCATION

Southern Europe, islands in the Mediterranean Sea, south of Sicily

CAPITAL

Valletta

DIFFERENCE

UTC +1

TOTAL AREA

316 km²

AGE DEMOGRAPHICS

0-14: 14.29%, 15-24: 11.03%, 25-54: 40.92%, 55-64: 13.25%, 65+: 20.51%

LANGUAGE

Maltese (official): 90.1% English (official): 6% Multilingual: 3% Other: 0.9%

RELIGIONS

Roman Catholic (official): More than 90%

GOVERNMENT TYPE

Parliamentary republic

CURRENCY

Euro (EUR)

EXCHANGE RATE

1 USD = 0.885 EUR